D.A.'s 16 Suggested Spending Categories

1. Spiritual
2. Shelter
3. Food
4. Transportation
5. Clothing
6. Personal care
7. Health care
8. Dependent care
9. Entertainment
10. Education
11. Vacation
12. Personal business
13. Gifts
14. Investments
15. Taxes
16. Debt repayment

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"Hope Newlyfound" is an alias for an anonymous member of the program of Debtors Anonymous with twenty years of freedom from incurring unsecured debt (which means no credit cards, credit lines, bouncing checks, paying bills late, and borrowing from friends and family.)

Information about D.A. can be found at the Debtors Anonymous world service website, and locally in the Pacific Northwest at the Oregon intergroup website and the Seattle/Puget sound intergroup website.